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Family Economics

Personal Finance Training for Teachers

The Need NEFE HSFPP Curriculum Cover

Did you know that 66% of high school students think using a check cashing service is good and 31% of them owe money to a person or company? (HSFPP Launch Training, March 2007) In the National Jump$tart Financial Literacy Survey, 2006, Tennessee high school students scored only 48.9%. (Financial Literacy Below National Average, TN Jump$tart news release, April 12, 2006) Hopefully, these statistics will improve. Every high school in the state is now required to offer personal finance, with the ultimate goal of it becoming a graduation requirement.

The Solution

UT Extension is an approved provider by the Department of Education of the required certification in this new subject matter. Extension educators are offering 2 day workshops across the state which will provide the 14 hours of certification required by teachers to teach personal finance. Thanks to the National Endowment for Financial Education (NEFE) and its High School Financial Planning Program® (HSFPP), we are able to provide this training for teachers along with free curriculum for both teachers and students.

The HSFPP curriculum uses unique games, simulations, case studies and interactive exercises to teach young people to manage their money wisely. The curriculum includes the following units, each with class outlines, evaluations, lesson plans, and PowerPoint lessons:

  • Financial Planning: Your Roadmap
  • Career: Labor You Love
  • Budget: Don't Go Broke
  • Savings and Investments: Your Money at Work
  • Credit: Buy Now, Pay Later
  • Insurance: Your Protection

The units correspond to new state personal finance education standards. Designed to be taught in 16 classroom hours, the lessons can be adjusted to fit your classroom needs. The programs main objectives are:

  1. to educate high school students about sound money management skills and the financial planning process, and
  2. to help teens begin to develop positive behaviors that are necessary to attaining financial maturity and achieving a secure future.

Workshops are provided at no charge. Space will be filled on a first come basis. Participation is open to all Tennessee high school educators.

Workshop Schedule

On-line Registration

The HSFPP is a joint project of the NEFE, the Cooperative States Research, Education and Extension Service, and the Credit Union National Association.

Program Contact

Ann Berry, Assistant Professor & Extension Family Economics Specialist, (865) 974-8198 or aaberry@utk.edu